Cudahy Linn is pleased to announce the addition of a new team member, Kylie Sprecher, who joins us as an associate financial advisor.  Kylie will take up a range of duties, with a focus on financial and tax planning. She joined Baird in 2022 after earning both her bachelor's degree and MBA from Marquette University, where she was also a member of the women's Division One soccer team. Kylie earned her Certified Financial Planner (CFP®) designation in 2024.

We’re also pleased to tell you that our partner, Ted Linn, earned his own CFP® designation this summer. Ted has been with Cudahy Linn since 2021, after serving nine years in the US Marine Corps as an attack helicopter pilot. Ted received his bachelor’s degree in finance as part of the Applied Investment Program at Marquette and his MBA from UCLA’s Anderson School of Business.

As part of our effort to broaden the scope of our advisory services, Ted and Kylie will significantly improve Cudahy Linn’s financial and tax planning expertise.

• Interest rates have been rising fast. Why? It’s probably not because investors expect higher inflation; data measuring those expectations have been relatively stable.  
• That being so, it stands to reason that rising rates reflect expectations of robust economic growth. Real GDP growth in the third quarter was a robust 5%.
• On the other hand, the price of oil remains stubbornly high, as the Iran War shows few signs of ending anytime soon.
  
• Higher interest rates and oil prices operate with a lag, so it would not surprise us to see economic growth start to moderate.

• After a healthy summer, the stock market turned sloppy in September.
• Measures of supply and demand, which ultimately drive prices have been relatively mixed.
  
• That said, the sum of the evidence does not yet indicate a reversal of the prevailing bullish trend.